Mobile phones, wallets, keys, and the “three-piece treasure†are quietly changing, and mobile phones have begun to replace the wallet.
In the convenience store, you can use the NFC mobile phone "and bag", you can buy everyday items by swiping the mobile phone; in the SF "hacker" or WeChat experience physical store, use the mobile phone to scan the QR code of the product without having to queue at the checkout counter. Can be purchased for payment. At the end of last month, Guangdong Mobile “Hebao†business has been launched in Guangzhou, Shenzhen, Foshan, Dongguan and other places, and SF’s “hacker†and Tencent top-selling WeChat experience store have also appeared. The mobile payment scene is vivid, and the mobile payment dispute between NFC payment and two-dimensional code payment is getting worse and stronger. Who can laugh at the end is still unknown.
In China, NFC payments are mainly driven by financial institutions such as banks led by China UnionPay and telecom operators. Among them, China UnionPay-led “Flash Pay†has more than 100 application projects in various industries, covering public transportation, subway, rental, high-speed rail and other public transportation fields. According to reports, as of the end of the first quarter of 2014, the country's "flash payment" terminal nearly 3 million units, can support financial IC cards and NFC near-field payment mobile payment acceptance, the current support for China UnionPay "flash payment" POS machine has accounted for five points One of the market shares.
Guangdong Mobile's “and package†business is a mobile payment application based on SIM card. With the NFC mobile phone "and package", bank cards, bus and subway cards, membership cards, loyalty cards, corporate access cards, etc. can be integrated into the SIM card, so that consumers can enjoy multi-card and one-card multi-purpose services. In addition, China Telecom also revealed that its NFC function of Tianyi 4G mobile phone will be standard. At that time, telecom users “swipe 4G mobile phones†to take the bus, eat food, and go shopping are common.
In Guangzhou, Shanghai and other places, the whole family, OK convenience stores, Xisuo convenience stores and Watsons, Carrefour, and other merchants have already achieved support for NFC payments.
Compared with the high requirements of NFC payment for mobile phone hardware specifications, the two-dimensional code payment method that uses the mobile phone camera to “sweep†to pay is undoubtedly easier for the common people to “get startedâ€. The two Internet giants led by Tencent WeChat and Alibaba Alipay are the promoters of QR code payment. The first WeChat experience store was opened in Hangzhou at the end of last month. Consumers can purchase all the products in the store directly through WeChat scan code without a wallet. On June 10th, Alibaba Group released the “code-on†strategy, in which consumers can enter the Ali e-commerce platform through the QR code on the platforms of goods, parcels, physical stores and media to conduct inquiries, purchases, payment, etc. Consumer behavior, Taobao Tmall will also link more than 300,000 online and offline businesses, through the "code" way, so that users can enjoy the integrated service of eating, drinking and playing during the World Cup. Previously, Alipay also joined hands with convenience stores such as 7-111 and Xi Shidu to launch QR code payment services.
But regardless of who will be the winner of NFC payment and QR code payment, it is necessary for users to have high-quality and efficient payment terminal equipment. Jiebao Technology is based on user needs and market changes to carry out new product development, software and hardware manufacturers, and integrate various advanced mobile payment technologies with pos machines to make payment more convenient and efficient.
In 2013, Jiebao Technology () successfully launched the Android multi-function smart payment terminal JP762A, which can support the traditional magnetic stripe card and IC card payment, and also realizes the forward-looking payment of NFC payment and QR code. Support at the same time.
JP762A combines 800*480 high-resolution multi-touch capacitive screen, dual-core 1.6GHz CPU, quad-core GPU, 1G DDR3 memory, WIFI, 3G, NFC, scan head, Bluetooth, printer and other elements, support magnetic stripe card, 13.56 MHz non-contact IC card, two-dimensional code and other media, its powerful hardware support and functional configuration, not only can perfectly meet the cashier management needs of various commercial retail and catering stores, but also realize various types of financial payment and electronic ticket recognition. , membership management and other applications. It is for this reason that JP762A has just appeared, because of its forward-looking and comprehensive features, it has received a large number of purchases from supermarket chains and public utilities, and has become a star product of mobile payment terminals.
Jiebao Technology has been committed to promoting the rapid development of the mobile payment market and promoting the maturity of the market. Under the premise of security-based, Jiebao Technology continuously introduces the latest technology and actively meets customer needs. It can be foreseen that with the gradual formation of user mobile consumption habits, the combination of online and offline payment will make the market cake of mobile payment further bigger. Jiebao Technology will contribute to the healthy development of the mobile payment industry with excellent service experience, high-quality product quality, perfect functional system and active cooperation with industry partners.
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