Efficient mobile payment Internet big data era new trend

I don't know when we started, we gradually said goodbye to the payment method of credit card in small and subtle life, from the comprehensive shopping mall to the special restaurant, the QR code of various background colors can be seen everywhere, people can use very simple way. To complete the payment. It is true that after the popularity of smartphones, after the rise of Alipay and WeChat, people have become accustomed to this slow but dramatic change.

Compared with previous credit card payments, mobile payments such as WeChat or Alipay are faster, more secure, and can greatly improve the operation of the store and the efficiency of collection. So, with traditional credit card payment methods, why is mobile payment so popular with the public?

In general, there are two main points, one is safety and the other is convenience.

First of all, there is no need to say more about security. When credit card payment is more popular, it is not uncommon for all kinds of news that credit cards are stolen when paying bills. There is a special micro-machine, as long as it is placed on the POS machine, you can steal the password and related account of the credit card, which is hard to prevent. The mobile payment that is now being implemented is mainly operated on its own mobile phone, which avoids the danger that the merchant makes the hands and feet of the terminal and causes the property to be unsafe. Moreover, when scanning the QR code payment, the password is also input, which greatly ensures the security of the account. The mobile payment software platform often has to be strictly rigorously certified by relevant national agencies. Therefore, whether it is hardware or software, mobile payment is more secure and reliable than credit card payment.

The second is convenience. I believe that anyone who has used a credit card remembers not only need to lose the password but also sign it when using the credit card. Although it is for security reasons, the procedure is too much trouble. However, mobile payment is relatively simple. Whether it is QR code scanning or other payment methods, it is more convenient and faster than credit card. This convenient and fast relies on the popularity of today's powerful Internet technology and smart phones. Strong alliances have combined to create the current form of mobile payment. And nowadays various mobile payments are slowly introducing more new services, constantly breaking innovation and convenient downline, providing customers with faster, better and better services.

In addition to the traditional Alipay and WeChat payment, many new payment platforms for paying these two people are also very reliable, such as the Pear Express (). Generally, the new payment platforms are based on the existing payment platform, which allows users to have a wider range of choices and continues to stimulate the continued development of mobile payments.

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